John F. Wasik is the author of 19 books, including "The Cul-de-Sac Syndrome: Turning Around the Unsustainable American Dream." He is also an environmentalist and vice president of the Lake County Forest Preserve District. He’s contributed to The New York Times, Forbes, Next Avenue, Reuters and Bloomberg.
Fretting over your 401(k) lately? For all the current turbulence in these retirement plans – from their rocky recent market performance to asset managers' politicization of their investments through the "environment, social and governance" agenda – the main problem lies in their flawed design decades ago, a range of retirement experts say.