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Operator Good morning, ladies and gentlemen, and thank you for standing by. Welcome to the American Campus Communities Incorporated 2020 Fourth Quarter and Year End Earnings Conference Call. [Operator instructions] Following the presentation, we will conduct a question-and-answer session. instructions will be provided at that time for you to queue up for questions. I would like to remind everyone that this conference is being recorded, and I would now like to turn the conference over to Ryan Dennison, Senior Vice President of Capital Markets and Investor Relations for American Campus Communities. Please go ahead. Ryan Dennison Senior Vice President Capital Markets And Investor Relations ....