Some payback to them other families for the loan they have taken out. We need to make sure you can get done in fouregree years. There are great programs around the country. One i admire is a program called tennessee promise, where every student who participates, gets done, the first two years, and Community College , free of tuition. It requires mentors and personal responsibility and that is the kind of approach we need. We need more kids graduating with a grease of purpose so they can live an independent life. Thank you. [indiscernible] [applause] [captioning performed by the national captioning institute, which is responsible for its caption content and accuracy. Visit ncicap. Org] [captions Copyright National cable satellite corp. 2015] we are thrilled and excited to be here. I want to thank cspan for covering this National Book festival. I hope the camera shows behind me how huge the crowd is. We are proud of that. About thing to remember exceptional president s is they are the ex