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Leading institutions with assets between $10 billion and $50 billion say growth strategies outside their traditional geographic bounds drove strong returns in 2021 and have steeled them for this year's challenges. ....
Operator Good day, and welcome to the Flagstar Bank Fourth Quarter 2020 Earnings Call. Today s conference is being recorded. At this time, I would like to turn the conference over to Ken Schellenberg. Please go ahead, sir. Kenneth Schellenberg Vice President of Investor Relations Thank you, Ryan, and good morning. Welcome to the Flagstar fourth quarter 2020 earnings call. Before we begin, I would like to mention that our fourth quarter earnings release and presentation are available on our website at flagstar.com. I would also like to remind you that any forward-looking statements made during today s call are subject to risks and uncertainty. ....