The year 2001 wasn't just the turn of the century, but the start of a new millennium. But it was also over two decades ago. And if that doesn't make you feel old, there are plenty of other things that.
People frequently pay for things they don't use or need. Some of these expenses are small and don't have much of an impact on their budget. Others can really affect their overall financial situation.
If you're bringing in a modest sum, it can feel that the world isn't exactly your oyster. Planning for the future seems like light years away when you're earning $2,000 a month and struggling to pay.
While financial experts disagree about the validity of so-called "good debt" like low-interest fixed-rate mortgage loans, there's no dispute that toxic debt is all too real and part of its toxicity.
If you find yourself in a position where you need to withdraw a significant amount of money from your bank account, like $5,000 in one shot, it's important you know what that entails. Find Out: How.