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14 Apr 2021 The Penny Hoarder | By Tiffany Connors The effects of the coronavirus pandemic have been especially burdensome on auto-loan borrowers. Unlike student loans and mortgages, there are no government-backed relief programs to cover a monthly car payment. The result is most devastating for subprime borrowers those with credit scores under 600. (The average credit score in the U.S. is slightly above 700.) Serious delinquency levels within that group rose about 22% between the fourth quarters of 2019 and 2020. If you miss even one payment, your lender technically can repossess your wheels. So what can you do if you know you’re in danger of having your car repossessed or if it’s already been repossessed? Check out this guide to help you before, during and after car repossession to help you and your finances survive this bumpy ride. ....