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Frozen beer and what to do about it

The cold/hard facts about frozen beer and what to do about it. ....

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School Board hosts monthly honorees, boosts substitute pay

The Fountain Hills Unified School District Governing Board met last Wednesday, Sept. 14, for a business meeting. The Board discussed new policies, approved items related to their budget, and Superintendent ....

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Housing Inventory, Employment Opportunities, Vendor Services; News Driving Rates

One issue currently facing the mortgage industry is a lack of supply, or as rapper Cardi B said over the weekend in her analysis of high home prices and rents, “a lack of m f ing inventory.” She does have a point: Despite the increase in rates continuing to dampen demand and put downward pressure on home prices, inventory remains inadequate. Versus last year, shoppers do have more homes to consider, although inventory still isn’t back to pre-pandemic levels. Who wants to sell their home when they have a 3 percent 30-year fixed rate mortgage and move to a home where the rate would be closer to 6 percent? We learned yesterday that home values fell for the second consecutive month and builders are cutting prices and adding incentives as the confidence of builders in the new home market fell for the ninth straight month, according to NAHB. The way to stabilize values is to build more housing, but if nobody wants to build then that presents a problem. And who woul ....

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Allentown BeerFest review: Top 5 brews

They came, they saw, they conquered their thirsts. Beer fans joined together at Allentown's fifth annual BeerFest along a bustling and bright Hamilton Street. ....

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Customer Service, Digital, Warehouse, Pricing Tools ; Non-QM, Jumbo, ARM News

“Rob, my capital markets gal eliminated our ability to lock overnight at yesterday’s rates. I think that she’s being unreasonable. Your thoughts?” No, she’s not. Overnight lock protection is one of the first things to go in a volatile rate environment, especially when developments in Ukraine, seven hours ahead of New York, contribute to our rate movement. Besides, who needs to lock loans at 3AM? It is tough enough to preserve pricing margins as it is. As packages of mortgage servicing rights continue to be sold by companies looking to raise cash, do you think it’s hard to make money doing mortgages these days? Try music. I was recently chatting with a musician in Nashville who told me that they earn .003 per stream on YouTube. There are varying deal structures, of course, but for someone just starting out this equates to $30 for 10,000 streams. Yikes. I hope that Bruce Willis, and his family, made some money as they’ve been selling off $ ....

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