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Chris Budd: Putting financial wellbeing into practice Wellbeing certificate and audit Chris Budd: One adviser attempting to deliver financial wellbeing will struggle, however, if they are not appropriately supported by a firm. Chris Budd For those who are curious about financial wellbeing and want to learn more, Chris Budd explains how the Initiative for Financial Wellbeing (IFW) can help you get started and why having the support of your firm is important. The first year of the IFW was, to say the least, a memorable one. From a standing start, and during the pandemic, we now have over 230 members, an annual conference, and a range of regular events. We. ....