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BERKLEY W R CORP - 10-K - MANAGEMENT S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS

W. R. Berkley Corporation is an insurance holding company that is among the largest commercial lines writers in the United States and operates worldwide in two segments of the property and casualty business: Insurance and Reinsurance& Monoline Excess. Our decentralized structure provides us with the flexibility to respond quickly and efficiently to local.

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