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金融机构抢滩"银发经济"_

随着我国人口老龄化进程加快，居民个人养老金融需求持续上升。在此背景下，包括银行、保险在内等金融机构瞄准“银发经济”，抢滩养老金融蓝海市场。从金融机构推出产品类型及相关规划看，长周期、跨领域的复合型产品成为养老金融发展趋势。
尽管中长期远景向好，但业内人士也表示，当前养老金融产品仍然存在规模不足、制度欠完善、产品标准待统一等问题，建议应尽快完善个人养老金账户统筹制度，以技术支持养老金融的发展。
■养老问题是全社会关注的热点新华社图
国家统计局数据显示，2020年我国60周岁及以上的老年人口总量为2.64亿人，占总人口比例18.7%。自2000年步入老龄化社会以来的20年间，老年人口比例已增长8.4个百分点。
伴随人口老龄化程度日渐加深，金融机构对于养老金融的布局已在悄然加速。6月16日� ....

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长周期、跨领域的复合型产品将成趋势

长周期、跨领域的复合型产品将成趋势
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积聚创新动能，交通银行信用卡引领移动支付潮流_产业综合_行业_中金在线

积聚创新动能，交通银行信用卡引领移动支付潮流_产业综合_行业_中金在线
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银行业加速抢滩"银发经济"，长周期、跨产品成养老金融布局重点|养老金融|财联社

银行业加速抢滩"银发经济"，长周期、跨产品成养老金融布局重点|养老金融|财联社
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银行业加速抢滩"银发经济"，长周期、跨产品成养老金融布局重点-商业-金融界

银行业加速抢滩"银发经济"，长周期、跨产品成养老金融布局重点-商业-金融界
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