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Indian Bank looking to grow corporate loan book: MD


Indian Bank looking to grow corporate loan book: MD
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Synopsis
At the end of the December quarter, the lender’s total advances grew 7% out of which retail loans climbed 12%. Including the investments made through the targeted long term repo operations (TLTRO), the corporate book expanded 7%. Almost 75% of the bank’s exposure is to corporates rated above the investment grade.
The bank is aiming to reach a cost-to-income ratio of 44% by the end of this year and 42% next year.
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Indian Bank is seeking to offer large corporate loans after its merger with Allahabad Bank, with its bigger size giving the merged entity significant unused corporate exposure limits. The bank aims to expand overall credit 12-13% in FY22, aided by healthy growth in both corporate and retail books. ....

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