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Banks may face a sharp surge in bad loans in FY22: ICRA


Banks may face a sharp surge in bad loans in FY22: ICRA
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The ratings firm, expects, loan restructuring at 1.3-1.5% of the advances, much lower than its initial estimates. Despite the impact of Covid-19 pandemic on debt servicing ability of borrowers, the gross fresh slippages for banks stood much lower at Rs 1.8 lakh crore at the web of December 2020, as compared to Rs. 3.6 lakh crore same time the year prior.
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Gross bad loans were at 8.6% as on March 2020 and 8.3% (proforma basis) at the end of December 2020.
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Bad loans of Indian banks could rise significantly in the current fiscal year as government and the Reserve Bank of India rollback regulatory and fiscal support measures, according to domestic rating agency ICRA. Banks could see gross bad loans rise to 9.7% at the end of the fiscal year March 2021 and 10.2% by the end of fiscal year 2022, ....

Anil Gupta , Reserve Bank , Sector Head , Financial Sector Ratings , Loan Restructuring , India Banks , Co Vid , Indian Economy , Bad Loans , அனில் குப்தா , இருப்பு வங்கி , துறை தலை , நிதி துறை ரேடிஂக்ஸ் , கடன் மறுசீரமைப்பு , இந்தியா வங்கிகள் , இணை வித் , இந்தியன் பொருளாதாரம் , மோசமான கடன்கள் ,

ICRA warns of significant jump in bad loans in current fiscal year


ICRA warns of significant jump in bad loans in current fiscal year
SECTIONS
Share
Synopsis
The ratings firm, expects, loan restructuring at 1.3-1.5% of the advances, much lower than its initial estimates. Despite the impact of Covid-19 pandemic on debt servicing ability of borrowers, the gross fresh slippages for banks stood much lower at Rs 1.8 lakh crore at the web of December 2020, as compared to Rs. 3.6 lakh crore same time the year prior.
ThinkStock Photos
Gross bad loans were at 8.6% as on March 2020 and 8.3% (proforma basis) at the end of December 2020.
Bad loans of Indian banks could rise significantly in the current fiscal year as government and the Reserve Bank of India rollback regulatory and fiscal support measures, according to domestic rating agency ICRA. Banks could see gross bad loans rise to 9.7% at the end of the fiscal year March 2021 and 10.2% by the end of fiscal year 2022, ....

Anil Gupta , Reserve Bank , Sector Head , Financial Sector Ratings , Loan Restructuring , India Banks , Co Vid , Indian Economy , Bad Loans , அனில் குப்தா , இருப்பு வங்கி , துறை தலை , நிதி துறை ரேடிஂக்ஸ் , கடன் மறுசீரமைப்பு , இந்தியா வங்கிகள் , இணை வித் , இந்தியன் பொருளாதாரம் , மோசமான கடன்கள் ,