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Be Sure Your Budget or Spend Plan Is a GOOD One
Other expenses that are often forgotten are the recurring subscriptions and money for fun like entertainment and hobbies.
 
About 15 years ago, I tried to create my first budget. Have you tried? How did it go?
When I first tried, I was married to my first husband.  The one that was a youth pastor turned drug addict.  If you haven’t read my riveting tale, you can read my story here. He had been out of work and, since he was using, money was disappearing before we could pay all the bills, even though I didn’t know it at the time.  We eventually went to get help to pay the bills from a church one of our family members attended.  The church members we met with agreed to pay some of our util ....

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