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welcome back, another college feeling the impact of healthcare reform law. christian university in florida is wanting students, healthcare cost also double in the fall. alternative or pay up. one of the students paying the impact student at clearwater christian college and he joins us this morning. curtis, nice to see you this morning. good to see you, too clayton. so you opened the letter and you were shocked to find out what was inside this letter. what did the letter say to you? well, it was from the director of our human resources department. and she basically said that due to the affordable care act, my healthcare insurance costs were going to double. and this was all rolled of course into the money you are already paying with college we know how expensive it already is. what would that mean in terms of dollar and cents to a student who, look, let s be honest we all ate like ramen ....