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How to build a truly digital bank

In the third episode of the Future Now podcast series, Olivier Crespin, Co-founder and CEO of the region s first fully digital bank, Zand, discusses how creating a digital bank from scratch with its analytic platform architecture is different from traditional banks undergoing a digital transformation.

“If you want to build a digital bank, don t try to build a bank, but build a platform with a banking licence,” Crespin tells host Ihsan Anabtawi, COO & CMO of Microsoft UAE, in the episode titled A New Age in Banking, part of the Future Now series by Gulf News in association with Microsoft UAE.
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Episode on the new age of banking drops on Wednesday

“If you want to build a digital bank, don t try to build a bank, but build a platform with a banking licence,” says Olivier Crespin, Co-founder and CEO of Zand, the region s first fully digital bank, in the third episode of the Future Now podcast series by Gulf News in association with Microsoft UAE.

Speaking to host Ihsan Anabtawi, COO & CMO of Microsoft UAE, Crespin explains, “In digital banking, you have two things. You have digital, and you have banking. So, you have to combine two different DNAs. The DNA of banking is about compliance, risk management, trust and financial expertise. Digital DNA is about customer-centricity. You build products for the client, not for the bank. You leverage analytics to provide the best service to the client with the best offer using the latest technology. So, the combination of the two is what makes a digital bank.”
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Listen now: Driving digital transformation at scale

In the second episode of Future Now, Miguel Angel Villalonga, Vice President, Cloud & Data Centre Solutions at e& enterprise, discusses Etisalat s transformation from a telecommunications giant to a cutting-edge technology company e&.

“It is a significant change, ....

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Episode 2 of Future Now focuses on Etisalat's transformation into e&

With its major rebranding earlier this year, e& (formerly known as Etisalat Group) has undergone considerable transformation and is headed towards further change and innovation, says a senior executive at the global technology and investment conglomerate.

“It is a significant change. It is not only a reflection of the changing times in general for the telecoms market, but also the behaviour of our customers, and the importance of the digital world and technology in every industry and segment we touch,” says Miguel Angel Villalonga, Vice President, Cloud & Data Centre Solutions at e& enterprise, as he discusses the rebranding in the second episode of Future Now podcast series by Gulf News in association with Microsoft UAE.

“It is a statement of a company that is no longer a telco, but is now geared to be a technology group. It’s telecom plus, so that s why the name is Etisalat&. It is Etisalat and everything else we want to do.”

Future Now is a podca ....

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First episode of Future Now series drops this Wednesday

Can bricks-and mortar buildings benefit from technological innovation? In the first episode of Future Now, a podcast series from Gulf News and Microsoft UAE, to be launched on Wednesday, Nada Taryam, Managing Director of Civil and Architectural Projects at Beeah and host Ihsan Anabtawi, Chief Operating Officer and Chief Marketing Officer of Microsoft UAE, discuss how smart buildings can help us become more comfortable, productive and sustainable.

“A smart building is essentially a building that is reactive and interactive,” says Taryam in the episode, Secrets of Smart Buildings. “It is fitted with technology and systems to give it life and essence. It can interact with its occupants, perform actions for them, and provide them with a better experience. A smart building does not provide you just with shelter. It is not just a dwelling. It provides you with features that you didn t think you needed. So, this is fitting buildings with systems and technology to be able to speak ....

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