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Diaspora Remittances In Nigeria: Examining The New CBN Policy

By Ifeoluwa Ebiseni (Associate, AELEX) Over the past few weeks, the Central Bank of Nigeria (“CBN”) has issued circulars amending and clarifying the procedure for receipt of diaspora remittances (“the Circulars”).1 According to the CBN, the Circulars were issued in an effort to liberalise, simplify and improve the receipt and administration of diaspora remittances into Nigeria. It was also stated that the clarifications and amendments are aimed at stabilising and deepening the foreign exchange market, providing more liquidity, and creating transparency, especially in the administration of diaspora remittances into Nigeria. The initial circular issued on 30 November 2020 (“the 1st Circular”) to all authorised dealers and the public states that2:

Diaspora Remittances In Nigeria: Examining The New CBN Policy (2) - Finance and Banking

Introduction CBN ) issued series of circulars in furtherance of its new policy on diaspora remittances. 1 The older circulars and the CBN policy have been discussed in our earlier article on this subject and can be read here. Subsequently, on 22 nd January 2021, the CBN issued another circular ( the new circular ), setting out the modalities for the payout of diaspora remittances 3. The new circular was issued owing to the disregard of the CBN directives by International Money Transfer Operators ( IMTOs ) and other unlicensed companies operating within the system. In this article, we discuss the potential effect of the new circular in respect of the CBN policy on diaspora remittances.

Diaspora Remittances In Nigeria: Examining The New CBN Policy - Finance and Banking

DIASPORA REMITTANCES IN NIGERIA: EXAMINING THE NEW CBN POLICY By Ifeoluwa Ebiseni (Associate, AELEX) Over the past few weeks, the Central Bank of Nigeria (“CBN”) has issued circulars amending and clarifying the procedure for receipt of diaspora remittances (“the Circulars”). 1 According to the CBN, the Circulars were issued in an effort to liberalise, simplify and improve the receipt and administration of diaspora remittances into Nigeria. It was also stated that the clarifications and amendments are aimed at stabilising and deepening the foreign exchange market, providing more liquidity, and creating transparency, especially in the administration of diaspora remittances into Nigeria. The initial circular issued on 30 November 2020 (“the

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