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In opposition to House Bill 168 and House Bill 221.


Chairman Davis, Vice Chair Dumais and members of the House Economic Affairs Committee, my name is Alan Smith, and I am a senior fellow and Midwest Director at the R Street Institute, which is a nonprofit, nonpartisan, public policy research organization.
Our mission is to engage in policy research and outreach to promote free markets and limited, effective government in many areas. In this case, we want to protect underwriting tools that promote fairness in insurance pricing and access to the broader market, which is why HB 168 and HB 221 are of particular interest to us. We have engaged on insurance regulatory issues since our founding nine years ago and part of my testimony was previously submitted by my colleague Ray Lehmann in the last session regarding Senate Bill 17. ....

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