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One of those looking at radically reimagining its role in a digital-first world is Nigeria’s Guaranty Trust Bank (GTBank), the country’s third-largest by assets, that under the visionary leadership of chief executive Segun Agbaje is preparing the bank for the next decade and beyond. While presiding over a major restructuring, Agbaje and the board are reconfiguring GTBank to be more nimble and responsive so that it can combat a fast-emerging wave of fintechs and payments specialists. The bank is also investing heavily in sustainability in the broadest sense in Nigeria’s communities. And it is expanding a highly innovative model for supporting small businesses that holds great promise for the future. In one of the first initiatives following the restructuring, GTBank will launch its own in-house fintech rather than, as many banks do, forming partnerships with outside firms. ....
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