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Happening under the big settlement. moving past that on to the next thing. that s how wall street is, we always look at the next thing, the next thing, more foreclosures will hit in 2012. that is the real problem. these banks because of the 16-month saga going on with the federal government, with the state attorneys general is you ll have new foreclosures hitting the market over and over because they ve been hold officer for the last 16 months. the banks have been holding onto these loans, people are delinquent. there are squatters in some of these homes, those homes will be a new chunk of foreclosures and it will start hitting in the next two to three months. that s bad for housing. that s what we didn t want to see. to be honest with you we were expecking this to happen. alisyn: that is ominous. what does it do for the economy as a whole? frankly we ve gone getting some good data, whether it s on jobs, whether it s on consumer sentiment, we got some of that today, not bad economic ....