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Advisors encourage clients to establish emergency savings funds

Individuals often require emergency savings, but they tend not to think about that until they need it. ....

United States , Kevin Barry , Cameron Valadez , Herschel Clanton , Financial Advantage Associates , Fidelity Investments , Chancellor Wealth Management , Social Security , Wes Battle , Financial Advantage , Fidelity Workplace Investing ,

Think twice about a 401(k) loan for a home down payment

The average price houses sold during the second quarter was nearly $500,000, which could make borrowing from a 401(k) appealing for buyers. ....

United States , Kelly Palmer , Derek Williams , Mike Shamrell , Nicole Sullivan , Herschel Clanton , Laura Lynch , Alight Solutions , Tiny House Advisor , How America Saves Report , Veratis Advisors , Prism Planning , Chancellor Wealth ,

Advisors debate how to make muni bond allocations count

Muni bond allocations are often considered to be the foundation of a successful long-term investment portfolio. ....

United States , New York , Chris Bravender , Herschel Clanton , Scott Diamond , Matthew Anderson , Melissa Cox , Stephen Kolano , Prospera Financial Services , Goldman Sachs , Goldman Sachs High Yield Municipal Fund , Goldman Sachs High Yield Municipal , Asset Management , Fetterman Investments , New York City , Chancellor Wealth Management , Prospera Financial , Integrated Partners , Advocus Private Wealth , Summit Financial ,