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$50 or even no deductible, but you don t see that now.
And here s where the fine print is often missed: the deductible is per occurrence.
If you have a water pipe that broke and damaged your floor and ceiling that s one occurrence where you ll have to pay the deductible Alfredo said. Then months later if a tree falls on your house and puts a hole in the roof that s another occurrence which mean s you ll have to pay the deductible for that too.
Another crucial detail in most homeowners policies are they cover only sudden and unexpected water damage, such as a ruptured pipe. A faucet left leaking for months causing gradual damage to a wall or floor wouldn t be covered. ....

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