Pune (Maharashtra) [India], October 17 (ANI/NewsVoir): Technological advancements in the lending field and rising demand for digital instant loans have made insta personal loan offers more appealing and popular. These offers are made available for select customers and have exclusive terms. Leading lender Bajaj Finserv is among the lenders in India that extends insta personal loan offers to individuals that make the cut. Here, consumers can get instant funding up to Rs. 10 lakh on cost-effective terms. However, not all individuals qualify for insta personal loan offers. As stated earlier, only a select few can access these instruments, but consumers can optimise their profiles to improve their eligibility. Here are a few tips to boost eligibility for insta personal loan offers. Maintain a good credit score A fundamental criterion for most insta personal loan offers is that the customers need an excellent credit score. Generally, lenders offer an insta personal loan to customers with a c
Pune (Maharashtra) [India], October 17 (ANI/NewsVoir): Bajaj Finance Limited, the lending and investment arm of the Bajaj Finserv Group, announced a revision to their gold loan interest rate. The lender now offers secured gold loans starting from 9.50 per cent p.a. A borrower can get access to the loan amount they need by mortgaging gold jewellery that may be lying idle at home. Since the gold jewellery serves as a security, the interest rate on the loan is usually lower than that on an unsecured loan. This is one of the main reasons that make secured loans the preferred alternative to unsecured loans and credit cards. Borrowers can apply for a Bajaj Finserv Gold Loan of up to Rs 2 crore by pledging gold jewellery. The loan can be used to meet any planned or unplanned financial requirement - from medical emergencies to urgent home repair or any other unforeseen event. Here are some of the top reasons why one should apply for a Bajaj Finserv Gold Loan: Part-release facility Borrowers ca
Pune (Maharashtra) [India], October 10 (ANI/NewsVoir): The demand for personal loans has been growing steadily. So much so that according to reports, the disbursal value and volume of personal loans grew 2.3 times and 3.8 times, respectively, for the period of FY17 - FY21, with the overall portfolio of personal loans growing 20 per cent Y-o-Y as of March 2021. The numbers are because personal loans are generally the quickest and easiest solution when an urgent loan is needed to overcome a cash crunch. The Bajaj Finserv Insta Personal Loan is among the easiest ways to get funding of up to Rs 10 lakh within 30 minutes . Apart from quick and ample financing, there are many other benefits of insta personal loans that make them appealing to customers. Here's a look at the top benefits of insta personal loans that make them an attractive financing option. Quick processing with minimal documentation Insta personal loan offers are only extended to select customers. These are generally excl
Pune (Maharashtra) [India], October 7 (ANI/NewsVoir): Following the recent repo rate change, Bajaj Finance has good news for all investors looking to invest their money in safe and secure investment options. Interest rates on Fixed Deposits have been boosted by up to 30 basis points, allowing all investors to obtain higher returns. The FD rates have been revised for multiple tenures, and you can earn up to 7.75 per cent p.a. with a minimum deposit of Rs 15,000. The FD interest rate has been raised for all categories of investors and tenures, resulting in faster investment growth. Any deposits made on or after October 7, 2022, will be subject to the increased interest rate. Here is an insight into the rate change on each tenure. FD rates for customers below 60 years of age (w.e.f October 07, 2022) All customers below 60 years can start investing with just Rs 15,000 up to Rs 5 Crore and earn higher returns. For a tenure of 15 months, the interest has increased from 6.55 per cent p.a. to