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Special insurance provide protection against mosquito borne diseases like dengue chikungunya malaria - डेंगू, चिकनगुनिया, मलेरिया जैसे मच्छर जनित रोगों से सुरक्षा देगा खास बीमा livehindustan.com - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from livehindustan.com Daily Mail and Mail on Sunday newspapers.
Updated Feb 04, 2021 | 11:03 IST
This policy, a fixed-benefit plan, will offer a maximum sum assured between Rs 10,000 and Rs 2 lakh on diagnosis and hospitalization for diseases such as dengue, malaria, chikungunya and Zika fever. Representational image
New Delhi: Mashak Rakshak, India’s first standardised medical insurance policy for vector-borne diseases, suggested by the Insurance Regulatory and Development Authority (Irda). This policy, a fixed-benefit plan, will offer a maximum sum assured between Rs 10,000 and Rs 2 lakh on diagnosis and hospitalization for diseases such as dengue, malaria, chikungunya and Zika fever.
Irda on Wednesday announced the guidelines for the policy and has asked all general and health insurance companies to offer the Mashak Rakshak to customers starting 1st April, 2021.
Standard vector borne disease health insurance policy on cards
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IRDAI issues guidelines, advises general, health insurers to offer product
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IRDAI issues guidelines, advises general, health insurers to offer product
Insurance regulator IRDAI on Wednesday issued guidelines on Standard Vector Borne Disease Health Policy, an insurance cover for diseases such as dengue and malaria that it wants general and health insurers to add to their portfolio of products.
An insurance product whose features will be common, but priced differently with the insurers permitted to determine the premium, it follows a host of other standard products for which IRDAI had issued guidelines in recent months.
(Representative image)
CHENNAI: Covid-19 survivors who seek to buy new health insurance could face hurdles in future claims if their ailments can be linked to the viral infection. With the coronavirus affecting different organs over time, future complications could be categorised as a ‘pre-existing’ condition by insurance companies.
Insurers cover pre-existing diseases only after a ‘waiting period’, which varies from 2-5 years which is a standard clause in health policies. For example, a person with bronchial asthma and is admitted in the ICU for Covid-19, any lung condition will be endorsed as a pre-existing .
No waiting for renewals after Covid