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Health Care Co-Operatives: Doing It the Right Way

Health Insurance Co-ops: How Congress Could Adopt the Right Design

Consumer-owned cooperative, or mutual, health insurers couldincrease consumer control and choice in health insurance.Member-owned mutual health insurers would return any profits orsurplus to their policyholder-owners in the form of lower premiumsor enhanced coverage benefits. Hundreds of existing philanthropichealth care foundations with billions of dollars in assets couldprovide any start-up funding needed for new cooperative healthinsurers.

Laura Van Tosh: The Life of a Psychiatric Survivor Activist

Bad Bet: Who Can Gamblers Sue For Losing Money On A Doped Horse?

Today Bob Baffert, the trainer of the 2021 Kentucky Derby winner Medina Spirit, admitted that the now disqualified horse was treated with an anti-fungal ointment called Otomax, which includes betamethasone. That is the anti-inflammatory drug found in the horse’s blood after the race that led to the disqualification and the declaration of Mandaloun as the new winner. However, that means that thousands of betters were ripped off by betting on Mandaloun to win or betting on combinations of placement of the top horses. Conversely, those who collected on the longer shot Medina Spirit will be allowed to keep their winnings.

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