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» RBI estimates bad loans could be as high as 14.8% by September 2021 in the worst case scenario RBI estimates bad loans could be as high as 14.8% by September 2021 in the worst case scenario IANSJan 12, 2021, 11:17 IST Reserve Bank of IndiaBCCL The gross non-performing asset (GNPA) of scheduled commercial banks (SCB) are likely to increase to 13.5 per cent by September 2021 in the existing scenario, according to the RBI s Financial Stability Report for January. In case of a severe stress, the ratio may go up to as high as 14.8 per cent, it said. Macro stress tests incorporating the first advance estimates of gross domestic product (GDP) for 2020-21 released on January 7, 2021 indicate that the GNPA ratio of all SCBs may increase from 7.5 per cent in September 2020 to 13.5 per cent by September 2021 under the baseline scenario, said the report. ....