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Bajaj Finance Vs HDB Financial: Who Weathered The Pandemic Better? Jan 21 2021, 11:21 AM January 21 2021, 11:21 AM January 21 2021, 11:21 AM The once-in-a-lifetime Covid-19 pandemic took a toll on jobs and incomes of consumers, raising concerns about the impact this would have on the loan books of retail lenders.Two large consumer lenders â Bajaj Finance Ltd. and HDB Financial Ltd, a subsidiary of HDFC Bank Ltd. â have shown a rise in stressed loans while also slowing growth to deal with the increased risk in consumer lending.For the quarter ended December, Bajaj Finance . The once-in-a-lifetime Covid-19 pandemic took a toll on jobs and incomes of consumers, raising concerns about the impact this would have on the loan books of retail lenders. ....