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Hammond Law Group, a Colorado Springs estate planning law firm, responds to the concerning trend of increased 401(k) hardship withdrawals with a commitment to guiding clients through financially uncertain times. The recent surge in Americans tapping into their retirement funds highlights the need for comprehensive estate planning strategies that account for unexpected financial distress while preserving long-term financial goals.
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The Tax Cuts and Jobs Act of 2017 (TCJA) significantly increased the lifetime estate and gift tax exemption from $5.6 million to $11.18 million for individuals, with adjustments for.