and credit behavior they estimate you can earn $47 a month in rewards with the right credit card. back to you. you can also cash in on your air miles and get an annex card. that s great advice. thank you. hold the gratuity. some of new york city s top restaurants are eliminating tips all together. danny meyers is implementing this change at his 13 sit down eateries which serve about 50,000 meals a week. robert moses is live in manhattan with all of the details. robert, is there a catch? ainsley, the catch is you are going to have to pay a little bit more up front. to tip or not to tip. and how much? all of those questions will no longer have to be answered at grammar s grammar see tavern. soon the questions will go by the wayside. starting in late november tipping will be eliminated at the modern which is a restaurant