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The most elegant definition of a cashless society I found has to be “an economic concept where financial transactions are executed in an electric format rather than using banknotes.” Now imagine that kind of an African society where tattered, multiple-folded or wrinkled notes have less value than invisible cash. Visualise yourself living in it. The thing is, you do not even have to go far to see this. Exactly a year ago when COVID-19 first hit, the World Health Organisation (WHO) and the Central Bank of Kenya, discouraged the use of cash transactions and strongly encouraged cashless transactions via M-Pesa and plastic. It might have made a bigger impact on the middle class, but that does not make a cashless Africa invalid. In their second webinar this year, the Global Voice Group (GVG) decided to tackle this future.
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