Subcommittee will come to order. Good morning everyone and well konl to the subcommittee on equal opportunity. And home loan churning practices and how veteran home buyers are affected and additionally how taxpayers can be affected. This is the second oversight hearing we held this Congress Related to v. A. Loan guarantee program and the benefits provided to our American Service members and veterans on account of this program. As mr. London with the department of federal affairs discussing in his testimony v. A. Guarantees over 23 million loans in excess to trillion dollars since the 1940s representing millions of veterans, Service Members and their families who may not or otherwise achieve the American Dream. This program is one of the more well run program at the v. A. And i have thoughts about why it is, mainly because they guarantee it but the lender are in involved and they under ride it and more people involved in administering it in the private sector. They recently had concerns
Subcommittee will come to order. Good mompg and welcorning and w todays subcommittee. Our oversight entitled home loan turning practices and how taxpayers could be affected. This is the second hearing. As many london with the department of Veterans Affairs discusses in his testimony, the v. A. Is guaranteed over 2 million loans in excess of 2 trillion since the 1940s. That represents millions of veterans, Service Members and their families who may not have otherwise been able to achieve the American Dream. While this program is one of the more well run programs at the v. A. And i have some thoughts about why it is, mainly because they guarantee it but the lenders are involved and they underwrite it and more people involved in administering it in the private sector. They had concerns about certain activities being conducted by some lenders. Potentially unscrupulous lenders which have the potential for harmful outcomes for veteran home buyers. We have seen reports of what may be deceptiv
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