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Go Digit s Kamesh Goyal says, We took investor feedback to decide the IPO price, hope to give them value

Go Digit s Kamesh Goyal says, We took investor feedback to decide the IPO price, hope to give them value
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IRDAI s status quo on surrender charges a relief for insurers, but setback for policyholders

Giving in to the life insurance industry’s demands, the insurance regulator has junked its December 2023 draft that proposed higher surrender values – payout on early exit – for policyholders.

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Pay higher premiums on making claims: Why this new health insurers proposal is anti-consumer

Reintroducing claim-based loading under a new name – cohort-based pricing – will be detrimental to the interests of policyholders. In effect, it will penalise policyholders who make claims, defeating the very purpose of buying health insurance.

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Senior citizens and the seriously ill would suffer if insurance companies fix renewal premiums based on claims: GoDigit Chairman

Some health insurance companies have proposed to introduce cohort-based pricing, which is akin to the claim-based loading that was abolished by regulator IRDAI in 2013. The proposal is completely illogical and immoral, says Kamesh Goyal

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Insurers demand to rollback higher surrender value proposal not fair: GoDigit Chairman Kamesh Goyal

Kamesh Goyal, Chairman, GoDigit Group of insurance companies says that most policyholders who bought ‘guaranteed return’ endowment plans in the last 10 years would have lost money, given the high lapsation rates and low surrender values. His company is in favour of IRDAI’s proposal that promises higher surrender payouts to policyholders and lobbying by other players in the industry to roll-back the proposal is not in policyholders interests, he told Moneycontrol in an exclusive interview.

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