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The president now calling for raising down payment requirements to 10% on home mortgages that are backed by sam. more banks already demanding more. buyers in several large markets shelling out at least 20% to get a mortgage. tracy, you say it is about time? we into this mess because people are putting four dollars down and walking out with a million dollar home. homeownership is not a right, it is a privilege. you should have saved up to do it. if you can t, go rent. it will make the housing market stronger pause you can support that loan. on four dollars, you can t, 20% down you probably can make the payments. wayne, if they have more skin if the game, will they not for chose? yes and no. when you talk about fannie mae and freddie mac the president is right you have to demand some kind of down payment. after that, it is up to creditor analyses and the individual banks. competition between the banks ....