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Charlene Crowell: Consumer Groundswell Calls for End to Bank-supported Predatory Loans


Last October during the throes of the COVID-19 pandemic and its rippling economic downturns, a key federal financial regulator adopted a rule that blesses the “rent-a-bank” scheme where predatory lenders partner with banks to evade state interest rate limits.
Known as the “True Lender” rule, the Office of the Comptroller of the Currency (OCC) gave a green light to predatory lenders. It effectively overrides a string of state laws in almost every state enacted to end abusive payday, car-title, and installment loans with explosive interest rates of more than 100%.
Taking effect in late December 2020, the rule facilitates a scheme whereby payday and high-cost installment lenders pay fees to banks for use of their name and charter to dodge state interest rate laws by claiming the bank’s exemption from those laws for itself. ....

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Wis. Senator Speaks Out After Saying Capitol Rioters Would Have Worried Him If They Were with BLM


Wis. Senator Speaks Out After Saying Capitol Rioters Would Have Worried Him If They Were with BLM
People
4 days ago
© Provided by People
GREG NASH/POOL/AFP via Getty Sen. Ron Johnson
After facing Democratic backlash in his home state for saying he didn t feel threatened during the deadly U.S. Capitol riot but would have if the protestors had been Black Lives Matter supporters, Wisconsin Sen. Ron Johnson is not changing his mind.
The
Wall Street Journal, the Republican lawmaker said he won t be silenced by the Left.
Only about 800 people illegally entered the Capitol. Still fewer engaged in violent acts. I condemned those lawbreakers at the time and continue to do so, Johnson, 65, wrote. But I feel compelled to push back as Democrats and their media allies try to equate the two groups by implying that all present were armed insurrectionists determined to overthrow the government. ....

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