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Average cost of car insurance in Minnesota for 2021 Bankrate 2 hrs ago © YinYang/Getty Images Busy Traffic on Multiple Lane Highway with Minneapolis, Minnesota Skyline The average cost of car insurance in Minnesota is $537 per year for minimum coverage and $1,643 annually for full coverage insurance, which is slightly below the national average of $565 and $1,674 for minimum and full coverage. These are average rates, and several factors determine your actual rate when you purchase car insurance. Popular Searches How much is car insurance in Minnesota? Some of the factors that can affect your car insurance rates include what kind of car you drive and the amount of coverage you need and what city you live in, your driving record, and your age. Understanding how some of these things can influence your premium can help you find the best rates when looking for auto insurance in Minnesota.

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