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Business closure due to COVID-19 – Claims against insurer successful An insurer was forced to indemnify a Munich restaurant for its closure due to COVID-19. The owner”s claim was successful before the Landgericht (LG) München, the Regional Court of Munich (Az.: 12 O 5868/20). First, restaurant owners, among others, were forced to close their premises in the spring because of the coronavirus pandemic. Then the insurance companies refused to cover the losses despite the restaurateurs having taken out business closure insurance. However, insurers” hopes of an easy ride were dashed. We at the commercial law firm MTR Rechtsanwälte can report that the Landgericht München ruled once again on October 22, 2020 that the insurer was obliged to indemnify the policyholder. This follows a ruling of the LG München from October 1 in a similar case in which the insurance company was forced to pay substantial compensation to a restaurateur from Munich. ....