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Hedging, Broker Products; It's HMDA Reporting Season; Jobs Data Moving Rates

Now is about the time when you stop saying “Happy New Year,” either because it is no longer relevant, or you’ve forgotten who you’ve said it to. Lenders and vendors know that the “ability to repay” rules are both relevant and should not be forgotten, and attorney and Mortgage Musing blog author Brian Levy’s latest Musing’s discusses the importance of the Dodd Frank Act’s Ability to Repay Rule and how that keeps both lenders and borrowers from giving the housing industry the kind of hangover it had starting in 2008. Levy also discusses the CFPB’s recent Colony Ridge enforcement action involving, among other things, fair lending, LEP language exploitation, and violations of the Interstate Land Sales and Full Disclosure Act of 1968. Talk about mission-creep! While we’re on the CFPB, it’s HMDA season! 4-6,000 lenders out there have begun filling out paperwork: more below. (Today’s podcast can be foun ....

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Riker Danzig Releases Episode 3 Of Title Nerds, The Title Insurance Podcast - Insurance

On September 28, 2021 Riker Danzig released Episode 3 of "Title Nerds," the Firm's title insurance podcast. Title Nerds hosts Michael R. O'Donnell and Bethany A. Abele welcome special guest Michael Ham. ....

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