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THE STANDARD COMMENTARY A user guide on how to access Safaricom s Fuliza loan ‘We have become beggars in our own country. Please Mpesa me something if you can’. This message came from a caddie friend of mine. He is a hardworking Kenyan who can no longer make ends meet because of the current economic situation in our country. It is no surprise that Safaricom’s fuliza loans hit a record 1 billion daily. For millions of Kenyans, such credit was the only way of getting revenue. Recently the Energy and Petroleum Regulatory Authority was forced to backtrack its earlier announcement of fuel hikes. This move stemmed from widespread public anger over the looming price hike at a time when most Kenyans are struggling. ....