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gregg: this is how pathetic my life is. i pulled out the contract can i say how old the book is, 1977, folks. gregg: contract law has not changed. page 410. put it up on the screen, here s the points here. this is basic contract law. if the breach of a contract is not material, i.e. minor default, the contract is not cancelled. substantial performance has been rendered, technical or unimportant omissions or defects don t invalidate the contract. wait. that book is contracts, right? there was another course in law school called property. and in property there s a book that says the transfer of property requires a written contracts and will be enforceable and is valid gregg: a technical flaw does not invalidate it. technical flaw. but, fraud would. either in a mortgage or foreclosure, that fraud is involved and the feds are investigating and why all 50 ....