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It's monsoon season. Do you need flood insurance?

If you live in a flood zone, you definitely need flood insurance, according to Realtor Gary Sandler. ....

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It's monsoon season. Do you need flood insurance?

It’s monsoon season. Do you need flood insurance?
Gary Sandler
A few years ago, Federal Emergency Management Agency Deputy Associate Administrator for Insurance and Mitigation Roy Wright said, If there was ever a time to buy flood insurance, this is the time. While Wright’s message was chiefly directed at California residents, local flood officials were in agreement that some Las Cruces-area homeowners and renters would also be wise to take note of the advice.
The big to-do had to do with the anticipated arrival of that year’s near-record El Niño. The National Oceanic and Atmospheric Administration describes El Niño as “changes in the patterns of trade winds across the Pacific Ocean, which can cause unusual warming in ocean temperatures and all sorts of drastic weather changes in specific regions of the United States.” At the time, NOAA projected that the event had a 95 percent chance of bringing above-average precipitation to Arizona ....

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