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IN THE STATE OF NORTH DAKOTA, COUNTY OF

IN THE STATE OF NORTH DAKOTA, COUNTY OF STARK IN THE DISTRICT COURT, SOUTHWEST JUDICIAL DISTRICT Wilmington Trust, National Association, not in its individual capacity but solely as successor trustee to Citibank, N.A. as Trustee to Lehman XS Trust Mortgage Pass-Through Certificates, Series 2006-5, Plaintiff, v. Russell Berger and Lori Blixt and Butler Machinery Company and Credico, Inc. dba Credit Collections Bureau and North Dakota State Tax Commissioner and North Dakota Workforce Safety and Insurance and Southwest Water Authority and State of North Dakota acting through Job Service and United States of America by and through the Internal Revenue Service and Wilmington Trust National Association, as Successor Trustee to Citibank, N.A., as Trustee for Structured Asset Securities Corporation, Mortgage Pass-Through Certificates, Series 2006-S2 and all persons unknown, claiming any estate or interest in, or lien or encumbrance upon, the real estate described in the complaint, and any pers

40-yr, Jumbo, Co-op, Audit, Credit, Homebuyer Tools; Freddie and Fannie Program News

The risk-free 2-year Treasury began 2022 yielding .73 and is now at 2.52 percent! Does your company offer 2-1 buydown loans? Do your LOs even know what a 2-1 buydown loan is? (If they don’t, bring them up to speed internally or through a program like XINNIX.) Things are changing. My gauge is very unofficial, but the number of emails saying, “Hey Rob, I am retiring but love your Commentary so can you change my email to…” is picking up. And I received this note from a mortgage vet. “Well, with the rates going up, looks like the mortgage industry is heading for another purge. We’ll start seeing the LOs that only had refi business slowly migrate away. Loss of ops staff still continuing. Like we haven’t heard this song before.” Lending aside, what do we make of these recent headlines? Investors place inflation bet on US farmland. Prices for prime Midwest ground climbed by up to a third in the past year as world food prices hit records.

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