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Blog: 6 Strategies to Reduce Your Taxes | Montgomery Community Media


Blog: 6 Strategies to Reduce Your Taxes
To significantly reduce your taxes now and in the future, you need to plan ahead. There are several strategies you can adopt to lower your tax bill. When I was studying for the Certified Financial Planner™ certification, I was amazed at the volumes of strategies we are allowed to take to reduce our tax bill. Most of them involved setting up trusts, but unfortunately, they only make sense for those who have several million dollars tucked away. We middle-class folks need to take advantage of what’s available to us, so we too can be good American citizens and pay taxes, but not more than we need to. ....

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Blog: 3 Reasons to Choose a Fiduciary Financial Advisor | Montgomery Community Media


About Alvin Carlos, CFA, CFP®
Alvin Carlos, CFA, CFP® is passionate about helping middle class professionals make smarter financial decisions. He is the CEO of District Capital Management, a financial planning and investment management firm for the everyday people. Alvin is a CERTIFIED FINANCIAL PLANNER™ practitioner and has a Masters degree in International Relations from SAIS-Johns Hopkins. In his spare time, Alvin enjoys swing dancing and Ultimate Frisbee. He also volunteers for Catholic Charities’ new Financial Stability Network, which helps low-income folks with their finances. ....

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Blog: How to Find Fee-Only Financial Planners | Montgomery Community Media


Blog: How to Find Fee-Only Financial Planners
Finding a trustworthy financial planner is like looking for a needle in a haystack. Only less than 10% of financial advisors in the country are required to act in your best interest. Luckily, you’re halfway through your search, after discovering the reasons why fee-only financial planners are the best way to go.
What are Fee-Only Financial Planners?
Fee-based Financial Planners don’t sell commission-based products that create conflicts of interest.
They’re not tied to a specific company, so they are free to provide a wide array of solutions.
You know exactly what you’re paying (fees are more transparent). ....

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