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  Plaintiff alleged that Defendant TransUnion prepared a credit report on him that incorrectly identified him as possibly being on the terrorist watch list.  He learned of the alleged mistake after being denied a car loan. Plaintiff then requested a copy of his credit file from TransUnion, which responded in two separate mailings.  The first mailing included his credit file and summary of rights under the FCRA, but it did not mention the terrorist watch list alert.  The second mailing included the alert, but did not include a separate summary of rights. Plaintiff brought suit on behalf of himself and a putative class alleging that TransUnion violated the FCRA by failing to follow “reasonable procedures” to ensure that his and class members’ credit files were as accurate as possible.  He further alleged that TransUnion violated the “full file” disclosure requirements of the FCRA by providing copies of complete credit files and the required summary of rights in two s

United statesUnited states supreme courtSupreme courtTrans unionUnited states district courtDistrict courtSupreme court rulingFederal credit report actDefendant transunionNorthern districtNinth circuitNamed plaintiffஒன்றுபட்டது மாநிலங்களில்ஒன்றுபட்டது மாநிலங்களில் உச்ச நீதிமன்றம்உச்ச நீதிமன்றம்டிரான்ஸ் தொழிற்சங்கம்