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Tell us why that is so important to you. because the main engine of growth for people s retirement plans is corporate profits and you, any person in america, can grab on to that by buying stock. you don t have to buy a huge amount. just a little bit month by month in the indexes which are incredibly inexpensive to buy. you don t have to try anything fancy. i wouldn t say go to any kind of fancy guru. just buy the standard portion index on the dow jones industrial average and outperform almost all the manage funds by a little bit each month. do it from the time you start work to retire, you ll be a very comfortable man or woman and your life will be changed. having money in your jeans when you re past 65 makes a lot of difference. stocks are the way to go. stocks for the long run, don t try to outdo the averages. just buy the averages, buy stocks. that makes a huge difference if you start when you re 21 and then a little nest egg and it works. it s incredible. it s incredible. ....