Welcome to cnn this morning. Im amara walker. Thank you for sharing part of your morning with us. As the grim reality sets in for survivors in hawaii, some are questioning the states response beforehand and how much was done to try to warn residents to get out. Plus Hunter Bidens legal troubles heat pup the Justice Department elevates the attorney to Special Counsel after plea talks fall apart. And donald trump and his legal team get a stern warning from the judge. Well have the latest on the contentious hearing. New data Shows Americans are pulling out of their 401 k and relying on credit cards. Well have a financial expert to weigh in with her advice. We begin with really grim news from hawaii, where those devastating wildfires have claimed at least 80 lives so far. The death toll will likely rise in the coming days. Crews have not yet searched the inside of most of the buildings and its unclear how many people are unaccounted for. Video shows the horror of the fire as people tried t
good evening from new york. welcome back to all in. i m chris hayes. in four days the republican majority will be sworn in, and that includes george santos, the freshman congressman-elect from new york, a man who flipped a democratic seat in a biden plus eight district and has subsequently been caught fabricating much of his resume. from his past claims of jewish heritage to his job history, education, reporters are now scrutinizing everything about santos, understandably. especially his apparent sudden wealth. how he went from earning $55,000 in 2020 to loaning his campaign over $700,000 just two years later. and how he spent that campaign money. new york times reporting today that santos spent an unusually high amount on hotels and trips across the country especially for a candidate relatively new to politics. $30,000 on hotels, $40,000 on air fare, $14,000 on car services. government affairs lobbyists telling the times, quote, usually a congressional candidates tries s
Learn how ASCs are tackling rising supply and labor costs in the face of decreasing reimbursements. Steven Winkler shares his practice s strategy to alleviate
so what should people do? what are some tips? first thing you have to do is go back to basics. i know that this sounds like advice you have heard before. you have to look at your money, what s coming in, what s going out, and where it s going. only when you see that flow of your money can you start to make changes about where you want your money to go. start with the small stuff first. trim the small expenditures. if that s enough then you focus on the the big stuff. that s the expense side. but what about on the income side? as we said, if people are tap ing their retirement accounts, people feel they need that extra income. what do you do instead of tapping the 401(k)? you know that the job market has continued to be strong. so if ucht to look at the other side of the equation, you look the a whether it s been a long time since you have gotten a raise, you look at whether you
can walk across the street for more money, whether you can take on a side gig, but there are other things that you can do on the expense side too. in particular, look at your credit score. one of the big charges that people face is interest. and interest rates have gone up this year. if you re carrying variable rate credit card debt, we know it just ticked above a trillion dollars for consumers. your interest rate has probably gone up 6% this year. if you have a good credit score, transferring that balance to a lower rate credit card with you can pay it off quicker and cheaper is a good move. what about the differences between withdrawal trg your 401(k) versus taking a loan from your 401(k)? what are the differences there? when you withdraw, you are going to pay taxes on that money and may also be subject to a 10% penalty. these are hardship withdrawals. some of them are penalized, some are not.