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CPF Life vs Retirement Sum Scheme: Which should you go for?

For most Singaporeans, CPF funds account for a large portion of our retirement sum. This naturally points to the importance of truly understanding how the funds work if you are serious about retirement planning in Singapore. In this article, we will discuss two essential elements the CPF Life and Retirement Sum Scheme (RSS). We will take a closer look.

CPF Life vs Retirement Sum Scheme — Which Should You Go For?

CPF Life vs Retirement Sum Scheme — Which Should You Go For?
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CPF payouts increased by 25% from 2019 to 2021, set to keep growing for future cohorts

CPF Life: The complete guide to payouts, plans & minimum sums in 2022

If you’re in your 30s like I am, retiring in Singapore is the stuff of nightmares. By the time our retirement rolls around, the old folks selling cheap hawker food and kopi will be long dead and gone. What will life be like then? And how can we hope to afford it? So it’s really important for us to understand.

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