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4 Ways To Get Better Returns Than CDs

4 Ways to Get Better Returns Than CDs

4 Ways to Get Better Returns Than CDs There are other options to minimize your risk and maximize your earnings. Originally published by David McMillin on Bankrate.com. If you’re looking for a safe place to store your money while earning a return, you might be thinking about opening a certificate of deposit. A CD is similar to a traditional savings account, but your bank will pay you a higher interest rate in exchange for locking your funds away for a set amount of time. The catch for that extra earning potential? Most CDs will charge you a penalty if you need your money before the end of your term.

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