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In the summer leading up to her freshman year of college, Karla Farfan Miguel worked two jobs to secure finances for the fall. And during her first semester at Montclair State University, the Lakewood resident continued working so that she had enough money to attend again in the spring. And that s the way I ve been working at it since I ve been here, said Miguel, a first-generation college student. Hoboken resident Elizabeth Moyeno said many of her peers are scared to even apply for college, not because they don t think they deserve education beyond high school, but because it doesn t seem remotely affordable. ....