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Can Digital Savings, Credit, and Insurance Reshape Rural Microfinance?


Can Digital Savings, Credit, and Insurance Reshape Rural Microfinance?
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MILWAUKEE (PRWEB)
March 09, 2021
The COVID-19 pandemic has brought to the fore a number of ways that society can use digital technologies to go about day-to-day life, including to use banking services without entering physical banks. While the pandemic has accelerated interest in using contactless technologies, even before the pandemic, the last two decades have seen dramatic increases in the use of mobile phones as well as satellite remote sensing, with wide-ranging implications for small scale financial services across the globe. For example, cell phone subscriptions have more than doubled and the number of and satellite launches have expanded over 20 times. What opportunities and dangers have such digital data unlocked? ....

United States , Michael Carter , Elinor Benami , Finnovation Lab On , Business Office , Quality Index Insurance Initiative , Agricultural Applied Economics Association , Innovation Lab , Resource Economics Department , Applied Economics , Virginia Tech , Digital Credit , Digital Technologies Reshape Rural , Allison Ware , Applied Economics Association , American Journal , Agricultural Economics , Applied Economic Perspectives , Applied Economics Teaching , Press Release , ஒன்றுபட்டது மாநிலங்களில் , மைக்கேல் கார்ட்டர் , கண்டுபிடிப்பு ஆய்வகம் ஆன் , வணிக அலுவலகம் , தரம் குறியீட்டு காப்பீடு முயற்சி , கண்டுபிடிப்பு ஆய்வகம் ,

Advances in modeling and sensors can help farmers and insurers manage risk


Advances in modeling and sensors can help farmers and insurers manage risk
Insurance Daily News
News Reporter-Staff News Editor at
Insurance Daily News When drought caused devastating crop losses in
Malawi in 2015-2016, farmers in the southeastern African nation did not initially fear for the worst: the government had purchased insurance for such a calamity. But millions of farmers remained unpaid for months because the insurer’s model failed to detect the extent of the losses, and a subsequent model audit moved slowly. Quicker payments would have greatly reduced the shockwaves that rippled across the landlocked country.
While the insurers fixed the issues resulting in that error, the incident remains a cautionary tale about the potential failures of agricultural index insurance, which seeks to help protect the livelihoods of millions of smallholder farmers across the globe. Recent advances in crop modeling and remote sensing - especially in the availabil ....

United States , Michael Carter , Elinor Benami , Zhenong Jin , Aniruddha Ghosh , University Of California , University Of Minnesota , Alliance Of Bioversity International , Insurance Daily , Reporter Staff News Editor , Nature Reviews Earth , Applied Economics , Digital Agriculture , Bioversity International , Saharan Africa , Insurance News , ஒன்றுபட்டது மாநிலங்களில் , மைக்கேல் கார்ட்டர் , அநிருத்த கோஷ் , பல்கலைக்கழகம் ஆஃப் கலிஃபோர்னியா , பல்கலைக்கழகம் ஆஃப் மினசோட்டா , கூட்டணி ஆஃப் உயிர்சக்தி சர்வதேச , காப்பீடு தினசரி , நிருபர் ஊழியர்கள் செய்தி ஆசிரியர் , இயற்கை மதிப்புரைகள் பூமி , பயன்படுத்தப்பட்டது பொருளாதாரம் ,

High-resolution satellite imagery can help reduce risk for farmers and insurers


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IMAGE: A trial of drought-tolerant beans in 2016 in Malawi, during one of the worst droughts to hit the nation in three decades.
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Credit: Neil Palmer/International Center for Tropical Agriculture
When drought caused devastating crop losses in Malawi in 2015-2016, farmers in the southeastern African nation did not initially fear for the worst: the government had purchased insurance for such a calamity. But millions of farmers remained unpaid for months because the insurer s model failed to detect the extent of the losses, and a subsequent model audit moved slowly. Quicker payments would have greatly reduced the shockwaves that rippled across the landlocked country. ....

United States , Michael Carter , Elinor Benami , Zhenong Jin , Aniruddha Ghosh , University Of California , University Of Minnesota , Alliance Ani Ghosh , Alliance Of Bioversity International , Nature Reviews Earth , Applied Economics , Virginia Tech , Digital Agriculture , Bioversity International , Saharan Africa , Rani Ghosh , ஒன்றுபட்டது மாநிலங்களில் , மைக்கேல் கார்ட்டர் , அநிருத்த கோஷ் , பல்கலைக்கழகம் ஆஃப் கலிஃபோர்னியா , பல்கலைக்கழகம் ஆஃப் மினசோட்டா , கூட்டணி அணி கோஷ் , கூட்டணி ஆஃப் உயிர்சக்தி சர்வதேச , இயற்கை மதிப்புரைகள் பூமி , பயன்படுத்தப்பட்டது பொருளாதாரம் , வர்ஜீனியா தொழில்நுட்பம் ,

New Research on Food Quality Inspection, Certification, and Disclosure


New Research on Food Quality Inspection, Certification, and Disclosure
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MILWAUKEE (PRWEB)
December 14, 2020
In a world of uncertainty, one thing is certain: food quality inspection, certifications, and disclosure can provide some measure of assurance to consumers. In an AAEA session taking place virtually at the 2021 ASSA Annual Meeting, researchers will discuss the economics of information with examples from the coffee, meat and poultry, and wine industries.
Organizer of the session, John Bovay from Virginia Tech says, “The fascinating thing about food quality is that it is largely hidden from the consumer. How can you tell whether a bottle of French red wine is produced according to strict standards or made from a blend of juices with little quality control? What are the environmental implications of your cup of Brazilian coffee? Is your meat and poultry safe to eat, or might ....

United States , University Of Virginia , Timothy Beatty , Emmanuel Paroissien , Jay Shimshack , Santa Barbara , Robert Heilmayr , Elinor Benami , Ariel Ortiz Bobea , John Bovay , University Of California , French National Institute For Agricultural Research , Business Office , Cornell University , Agricultural Applied Economics Association , Virginia Tech , Producer Response , Brazilian Coffee Production , Discrete Information Disclosure , Food Safety Inspections , Food Safety Context , Facility Level Data , Historical Evidence , French Wines , Ortiz Bobea , French National Institute ,