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Insurance.com Guide Explains More than 25 Top Homeowners Insurance Discounts


Average discounts include:
New home construction: This discount, which can on average save homeowners 40%, is for recently purchased, new construction homes.
Age of home: Dwellings five years old or newer can access a discount of about 26%.
Upgrades: Some discounts go into effect when policyholders make upgrades to their home, such as an average discount of 13% for simultaneous electrical, plumbing, and heating upgrades, as well as 11% for upgrading the roof.
Construction type: The type of home construction may yield various discounts, including fire resistive (11%), superior (11%), masonry (7%), and asbestos/stucco (4%).
Loyalty: Homeowners who remain with the same insurance company for ten years or more may receive an 8% discount, on average. ....

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