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Surprise: The Charge For His Spine Surgery After A Car Crash Topped $700,000

Generous personal injury coverage on your auto insurance policy may not be enough to cover your medical bills. Patients can get financially blindsided when car and health insurance policies differ. ....

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Car insurance nightmare: After wreck, hospitalized patient faces $700,000 bill for spinal surgery because of car, auto insurer rules

Erica Seryhm Lee / KHN
Mark Gottlieb’s life changed in an instant when another driver crashed into his car, damaging four vertebrae in his upper spine and smashing six teeth.
In the months following that January 2019 crash, Gottlieb, 59, a marketing consultant in Little Ferry, New Jersey, got the teeth crowned and, for debilitating neck pain, tried injections, chiropractic care and physical therapy. The treatments were all covered by his Geico car insurance.
As in 12 other states, New Jersey law requires drivers to buy personal injury protection, or PIP, coverage to pay medical expenses. Gottlieb had the maximum: $250,000.
Unfortunately, Gottlieb’s pain persisted. ....

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Surprise: The Charge For His Spine Surgery After A Car Crash Topped $700,000

Surprise: The Charge For His Spine Surgery After A Car Crash Topped $700,000
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Surprise: The Charge For His Spine Surgery After A Car Crash Topped $700,000

Surprise: The Charge For His Spine Surgery After A Car Crash Topped $700,000
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Surprise: The Charge For His Spine Surgery After A Car Crash Topped $700,000

Surprise: The Charge For His Spine Surgery After A Car Crash Topped $700,000
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